{"id":21610,"date":"2025-12-13T13:08:22","date_gmt":"2025-12-13T07:38:22","guid":{"rendered":"https:\/\/shivneriexpress.in\/?p=21610"},"modified":"2025-12-13T13:08:22","modified_gmt":"2025-12-13T07:38:22","slug":"%e0%a4%a8%e0%a4%b5%e0%a5%80%e0%a4%a8-%e0%a4%95%e0%a4%be%e0%a4%ae%e0%a4%97%e0%a4%be%e0%a4%b0-%e0%a4%95%e0%a4%be%e0%a4%af%e0%a4%a6%e0%a5%8d%e0%a4%af%e0%a4%be%e0%a4%82%e0%a4%ae%e0%a5%81%e0%a4%b3%e0%a5%87","status":"publish","type":"post","link":"https:\/\/shivneriexpress.in\/?p=21610","title":{"rendered":"\u0928\u0935\u0940\u0928 \u0915\u093e\u092e\u0917\u093e\u0930 \u0915\u093e\u092f\u0926\u094d\u092f\u093e\u0902\u092e\u0941\u0933\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0931\u094d\u092f\u093e\u0902\u091a\u093e \u0939\u093e\u0924\u093e\u0924 \u092f\u0947\u0923\u093e\u0930\u093e \u092a\u0917\u093e\u0930 \u0915\u092e\u0940 \u0939\u094b\u0923\u093e\u0930? \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930\u0928\u0947 \u0909\u0926\u093e\u0939\u0930\u0923\u093e\u0938\u0939 \u0926\u093f\u0932\u0902 \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923"},"content":{"rendered":"<p>\u092e\u0941\u0902\u092c\u0908 \u0926\u093f.\u0967\u0969:- \u0926\u0947\u0936\u093e\u0924 \u0928\u0935\u0940\u0928 \u0915\u093e\u092e\u0917\u093e\u0930 \u0915\u093e\u092f\u0926\u0947 \u0932\u093e\u0917\u0942 \u091d\u093e\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u094d\u200d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0939\u093e\u0924\u093e\u0924 \u092f\u0947\u0923\u093e\u0930\u093e \u092a\u0917\u093e\u0930 \u0915\u092e\u0940 \u0939\u094b\u0908\u0932, \u0905\u0936\u0940 \u091a\u093f\u0902\u0924\u093e \u0938\u0927\u094d\u092f\u093e \u0935\u094d\u092f\u0915\u094d\u0924 \u0915\u0947\u0932\u0940 \u091c\u093e\u0924 \u0906\u0939\u0947. \u092f\u093e\u0926\u0930\u092e\u094d\u092f\u093e\u0928 \u0915\u093e\u092e\u0917\u093e\u0930 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f\u093e\u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923 \u0926\u093f\u0932\u0947 \u0906\u0939\u0947. \u091c\u094b\u092a\u0930\u094d\u092f\u0902\u0924 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0935\u093e\u0939 \u0928\u093f\u0927\u0940 (PF) \u091a\u0940 \u0915\u092a\u093e\u0924 \u0939\u0940 \u0967\u096b \u0939\u091c\u093e\u0930 \u0930\u0942\u092a\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0935\u0947\u0924\u0928 \u092e\u0930\u094d\u092f\u093e\u0926\u0947\u0928\u0941\u0938\u093e\u0930 (statutory wage ceiling) \u0939\u094b\u0924 \u0930\u093e\u0939\u0940\u0932, \u0924\u0947\u092a\u0930\u094d\u092f\u0902\u0924 \u0939\u093e\u0924\u093e\u0924 \u092f\u0947\u0923\u093e\u0930\u093e \u092a\u0917\u093e\u0930 \u0915\u092e\u0940 \u0939\u094b\u0923\u093e\u0930 \u0928\u093e\u0939\u0940, \u0905\u0938\u0947 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f\u093e\u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0947\u0932\u0947 \u0906\u0939\u0947.<img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21470 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250715-WA0204-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250715-WA0204-300x200.jpg 300w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250715-WA0204-1024x682.jpg 1024w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250715-WA0204-768x512.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250715-WA0204-1536x1023.jpg 1536w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250715-WA0204.jpg 1600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e\u0935\u0930 \u092a\u094d\u0932\u0945\u091f\u092b\u0949\u0930\u094d\u092e \u090f\u0915\u094d\u0938\u0935\u0930 \u0915\u0930\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0947\u0932\u094d\u092f\u093e \u092a\u094b\u0938\u094d\u091f\u092e\u0927\u094d\u092f\u0947 \u092e\u094d\u0939\u091f\u0932\u0947 \u0906\u0939\u0947 \u0915\u0940, \u201d \u091c\u0930 \u092a\u0940\u090f\u092b\u092e\u0927\u0940\u0932 \u0915\u092a\u093e\u0924 \u0915\u093e\u092f\u0926\u094d\u092f\u093e\u0928\u0947 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0947\u0932\u0947\u0932\u094d\u092f\u093e \u0935\u0947\u0924\u0928 \u092e\u0930\u094d\u092f\u093e\u0926\u0947\u0928\u0941\u0938\u093e\u0930 \u091d\u093e\u0932\u0940 \u0924\u0930 \u0928\u0935\u0940\u0928 \u0915\u093e\u092e\u0917\u093e\u0930 \u0938\u0902\u0939\u093f\u0924\u0947\u092e\u0941\u0933\u0947 \u0939\u093e\u0924\u093e\u0924 \u092f\u0947\u0923\u093e\u0930\u0947 \u0935\u0947\u0924\u0928 (take-home pay) \u0915\u092e\u0940 \u0939\u094b\u0923\u093e\u0930 \u0928\u093e\u0939\u0940. \u092a\u0940\u090f\u092b\u092e\u0927\u0940\u0932 \u0915\u092a\u093e\u0924 \u0939\u0940 \u0967\u096b \u0939\u091c\u093e\u0930 \u0930\u0942\u092a\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0935\u0947\u0924\u0928 \u092e\u0930\u094d\u092f\u093e\u0926\u0947\u0928\u0941\u0938\u093e\u0930 <img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21494 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250708-WA0123-300x300.jpg\" alt=\"\" width=\"300\" height=\"300\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250708-WA0123-300x300.jpg 300w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250708-WA0123-1024x1024.jpg 1024w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250708-WA0123-150x150.jpg 150w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250708-WA0123-768x768.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250708-WA0123.jpg 1280w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>(wage ceiling) \u0939\u094b\u0924\u0947 \u0906\u0923\u093f \u092f\u093e \u092e\u0930\u094d\u092f\u093e\u0926\u0947\u091a\u094d\u092f\u093e \u092a\u0941\u0922\u0940\u0932 \u092f\u094b\u0917\u0926\u093e\u0928 \u0939\u0947 \u0938\u094d\u0935\u0947\u091a\u094d\u091b\u093f\u0915 \u0906\u0939\u0947,\u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0928\u093e\u0939\u0940.\u0915\u093e\u092e\u0917\u093e\u0930 \u0938\u0902\u0939\u093f\u0924\u0947\u092c\u0926\u094d\u0926\u0932 \u0968\u0967 \u0928\u094b\u0935\u094d\u0939\u0947\u0902\u092c\u0930 \u0968\u0966\u0968\u096b \u0930\u094b\u091c\u0940 \u092e\u093e\u0939\u093f\u0924\u0940 \u0926\u0947\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0940 \u0924\u0947\u0935\u094d\u0939\u093e\u092a\u093e\u0938\u0942\u0928 \u0905\u0928\u0947\u0915 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0924\u094d\u092f\u093e\u0902\u091a\u0947 \u0939\u093e\u0924\u093e\u0924 \u092f\u0947\u0923\u093e\u0930\u0947 \u0935\u0947\u0924\u0928 \u0915\u092e\u0940 \u0939\u094b\u0908\u0932 \u0905\u0936\u0940 \u092d\u0940\u0924\u0940 \u0935\u094d\u092f\u0915\u094d\u0924 \u0915\u0930\u0924 \u0939\u094b\u0924\u0947. \u0928\u0935\u0940\u0928 \u0928\u093f\u092f\u092e\u093e\u0902\u0928\u0941\u0938\u093e\u0930 \u092e\u0942\u0933 \u0935\u0947\u0924\u0928 \u0906\u0923\u093f \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0918\u091f\u0915 \u0939\u0947 \u090f\u0915\u0942\u0923 \u0935\u0947\u0924\u0928\u093e\u091a\u094d\u092f\u093e \u096b\u0966 \u091f\u0915\u094d\u0915\u0947 \u0905\u0938\u093e\u0935\u0947\u0924 \u0905\u0938\u0947 \u0938\u093e\u0902\u0917\u0924\u094b,<img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21492 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250630-WA0088-300x201.jpg\" alt=\"\" width=\"300\" height=\"201\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250630-WA0088-300x201.jpg 300w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250630-WA0088-1024x685.jpg 1024w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250630-WA0088-768x514.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250630-WA0088-1536x1027.jpg 1536w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250630-WA0088.jpg 1600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/> \u092f\u093e\u092e\u0941\u0933\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0931\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0939\u0940 \u092d\u0940\u0924\u0940 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u091d\u093e\u0932\u0940 \u0939\u094b\u0924\u0940. \u0905\u0928\u0947\u0915\u093e\u0902\u0928\u093e \u0935\u093e\u091f\u0932\u0947 \u0915\u0940 \u092f\u093e\u092e\u0941\u0933\u0947 \u0924\u094d\u092f\u093e\u0902\u091a\u0947 \u092a\u0940\u090f\u092b \u092e\u0927\u0940\u0932 \u092f\u094b\u0917\u0926\u093e\u0928 \u0905\u092a\u094b\u0906\u092a \u0935\u093e\u0922\u0947\u0932 \u0906\u0923\u093f \u092f\u093e\u092e\u0941\u0933\u0947 \u0924\u094d\u092f\u093e\u0902\u0928\u093e \u0939\u093e\u0924\u093e\u0924 \u092e\u093f\u0933\u0923\u093e\u0930\u0947 \u0935\u0947\u0924\u0928 \u0915\u092e\u0940 \u0939\u094b\u0908\u0932.\u0935\u0947\u0924\u0928 \u0906\u092a\u094b\u0906\u092a \u0915\u092e\u0940 \u0939\u094b\u0923\u093e\u0930 \u0928\u093e\u0939\u0940 \u092e\u093e\u0924\u094d\u0930 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f\u093e\u0928\u0947 \u092c\u0941\u0927\u0935\u093e\u0930\u0940 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0947\u0932\u0947 \u0915\u0940, \u0939\u093e \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937 \u091a\u0941\u0915\u0940\u091a\u093e \u0906\u0939\u0947. \u0928\u0947\u092e\u0915\u0902 \u092a\u0940\u090f\u092b \u0915\u0938\u093e \u092e\u094b\u091c\u0932\u093e \u091c\u093e\u0924\u094b \u092f\u093e\u092e\u0927\u094d\u092f\u0947 \u092f\u093e\u091a\u0947 \u0917\u0942\u0922 \u0926\u0921\u0932\u0947 \u0906\u0939\u0947. <img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21488 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251014-WA0031-253x300.jpg\" alt=\"\" width=\"253\" height=\"300\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251014-WA0031-253x300.jpg 253w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251014-WA0031-864x1024.jpg 864w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251014-WA0031-768x910.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251014-WA0031-1024x1213.jpg 1024w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251014-WA0031.jpg 1235w\" sizes=\"auto, (max-width: 253px) 100vw, 253px\" \/>\u0928\u0935\u0940\u0928 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u0947\u0916\u093e\u0932\u0940 \u091c\u0930\u0940 \u0915\u093e\u092e\u093e\u0917\u093e\u0930\u093e\u091a\u0947 \u092e\u0942\u0933 \u0935\u0947\u0924\u0928 \u0935\u093e\u0922\u0932\u0947 \u091c\u0930\u0940 \u0905\u0938\u0947\u0932 \u0924\u0930\u0940, \u092a\u0940\u090f\u092b \u092e\u093e\u0924\u094d\u0930 \u0967\u096b \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0935\u0947\u0924\u0928 \u092e\u0930\u094d\u092f\u093e\u0926\u0947\u0928\u0941\u0938\u093e\u0930\u091a (statutory ceiling of RS 15,000) \u092e\u094b\u091c\u0932\u093e \u091c\u093e\u0908\u0932. \u090f\u0916\u093e\u0926\u0940 \u0915\u0902\u092a\u0928\u0940 \u0906\u0923\u093f \u0915\u093e\u092e\u0917\u093e\u0930 \u0939\u0947 \u091c\u094b\u092a\u0930\u094d\u092f\u0902\u0924 \u091c\u093e\u0938\u094d\u0924\u0940\u091a\u0947 \u092a\u0940\u090f\u092b \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0923\u094d\u092f\u093e\u091a\u093e \u092a\u0930\u094d\u092f\u093e\u092f \u0928\u093f\u0935\u0921\u0924 \u0928\u093e\u0939\u0940\u0924 \u0924\u094b\u092a\u0930\u094d\u092f\u0902\u0924 \u0939\u0947 \u092c\u0926\u0932\u0923\u093e\u0930 \u0928\u093e\u0939\u0940. <img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21487 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/poster-300x279.jpg\" alt=\"\" width=\"300\" height=\"279\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/poster-300x279.jpg 300w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/poster-768x714.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/poster.jpg 1000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\u092e\u094d\u0939\u0923\u091c\u0947\u091a \u092c\u0939\u0941\u0924\u093e\u0902\u0936 \u092a\u0917\u093e\u0930\u0926\u093e\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u091c\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u092a\u0940\u090f\u092b\u091a\u0940 \u0915\u092e\u093e\u0932 \u092e\u0930\u094d\u092f\u093e\u0926\u093e \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0906\u0939\u0947, \u0924\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u092e\u093e\u0938\u093f\u0915 \u0935\u0947\u0924\u0928\u093e\u0924\u0942\u0928 \u0939\u094b\u0923\u093e\u0930\u0940 \u0915\u092a\u093e\u0924 \u092c\u0926\u0932\u0923\u093e\u0930 \u0928\u093e\u0939\u0940. \u0928\u0947\u092e\u0915\u0902 \u092f\u093e\u091a\u0902 \u0917\u0923\u093f\u0924 \u0915\u093e\u092f \u0906\u0939\u0947? \u092f\u093e \u0938\u0930\u094d\u0935 \u092a\u094d\u0930\u0915\u093e\u0930 \u0938\u092e\u091c\u093e\u0935\u0942\u0928 \u0926\u0947\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f\u093e\u0928\u0947 \u090f\u0915 \u0909\u0926\u093e\u0939\u0930\u0923 \u0926\u093f\u0932\u0947 \u0906\u0939\u0947.\u090f\u0916\u093e\u0926\u093e \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u096c\u0966 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u092e\u0939\u093f\u0928\u093e \u0915\u092e\u093e\u0935\u0924\u094b \u0924\u0930- \u092e\u0942\u0933 \u0935\u0947\u0924\u0928 + \u0921\u0940\u090f = \u0968\u0966 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947<br \/>\n\u092d\u0924\u094d\u0924\u0947 = \u096a\u0966 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947<img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21485 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/1000171888-300x147.jpg\" alt=\"\" width=\"300\" height=\"147\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/1000171888-300x147.jpg 300w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/1000171888-1024x502.jpg 1024w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/1000171888-768x377.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/1000171888-1536x753.jpg 1536w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/1000171888-2048x1004.jpg 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\u0905\u0938\u0947 \u0905\u0938\u0932\u0947 \u0924\u0930\u0940 \u092a\u0940\u090f\u092b \u0939\u093e \u0967\u096b \u0939\u091c\u093e\u0930 \u0930\u0942\u092a\u092f\u093e\u0902\u0935\u0930\u091a \u0915\u093e\u092a\u0932\u093e \u091c\u093e\u0908\u0932, \u092a\u0942\u0930\u094d\u0923 \u092e\u0942\u0933 \u0935\u0947\u0924\u0928\u093e\u0935\u0930 \u0928\u093e\u0939\u0940.\u092a\u0940\u090f\u092b\u091a\u0947 \u092f\u094b\u0917\u0926\u093e\u0928 (\u0915\u093e\u092e\u0917\u093e\u0930 \u0915\u093e\u092f\u0926\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0906\u0927\u0940 \u0906\u0923\u093f \u0928\u0902\u0924\u0930) \u0915\u0902\u092a\u0928\u0940 \u2013 \u0967 \u0939\u091c\u093e\u0930 \u096e\u0966\u0966 \u0930\u0941\u092a\u092f\u0947\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u2013 \u0967 \u0939\u091c\u093e\u0930 \u096e\u0966\u0966 \u0930\u0941\u092a\u092f\u0947\u0939\u093e\u0924\u093e\u0924 \u092f\u0947\u0923\u093e\u0930\u093e \u092a\u0917\u093e\u0930 \u2013 \u096b\u096c \u0939\u091c\u093e\u0930 \u096a\u0966\u0966 \u0930\u0941\u092a\u092f\u0947 \u0928\u0935\u0940\u0928 \u0915\u093e\u092f\u0926\u094d\u092f\u093e\u0902\u0928\u0941\u0938\u093e\u0930 \u092d\u0924\u094d\u0924\u0947 \u090f\u0915\u0942\u0923 \u0935\u0947\u0924\u0928\u093e\u091a\u094d\u092f\u093e \u096b\u0966 \u091f\u0915\u094d\u0915\u094d\u092f\u093e\u0902\u0935\u0930 \u092e\u0930\u094d\u092f\u093e\u0926\u093f\u0924 \u0920\u0947\u0935\u0923\u0947 \u0906\u0935\u0936\u094d\u092f\u0915 \u0906\u0939\u0947.<img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21484 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250110-WA0100-300x189.jpg\" alt=\"\" width=\"300\" height=\"189\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250110-WA0100-300x189.jpg 300w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250110-WA0100-1024x644.jpg 1024w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250110-WA0100-768x483.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250110-WA0100.jpg 1280w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/> \u091c\u094d\u092f\u093e \u092a\u094d\u0930\u0915\u0930\u0923\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0939\u0947 \u092d\u0924\u094d\u0924\u0947 \u092f\u093e \u092e\u0930\u094d\u092f\u093e\u0926\u0947\u092a\u0947\u0915\u094d\u0937\u093e \u091c\u093e\u0938\u094d\u0924 \u0905\u0938\u0924\u0940\u0932, \u0924\u0947\u0935\u094d\u0939\u093e \u0938\u094d\u091f\u0945\u091a\u094d\u092f\u0941\u091f\u0930\u0940 \u092e\u094b\u091c\u0923\u0940\u0938\u093e\u0920\u0940 (statutory calculations) \u0935\u093e\u0922\u0932\u0947\u0932\u0940 \u0930\u0915\u094d\u0915\u092e \u092a\u0941\u0928\u094d\u0939\u093e \u0935\u0947\u0924\u0928\u093e\u0924 \u091c\u094b\u0921\u0932\u0940 \u091c\u093e\u0923\u0947 \u0906\u0935\u0936\u094d\u092f\u0915 \u0906\u0939\u0947. \u092a\u0923 \u0905\u0938\u0947 \u091d\u093e\u0932\u0947 \u0924\u0930\u0940 \u0938\u094d\u0935\u0947\u091a\u094d\u091b\u0947\u0928\u0947 \u0935\u093e\u0922\u0935\u0932\u094d\u092f\u093e\u0936\u093f\u0935\u093e\u092f \u092a\u0940\u090f\u092b (PF) \u0939\u093e \u091c\u094b\u092a\u0930\u094d\u092f\u0902\u0924 \u092f\u093e\u092e\u0927\u094d\u092f\u0947 \u0938\u094d\u0935\u0947\u091a\u094d\u091b\u0947\u0928\u0947 \u092c\u0926\u0932 \u0915\u0947\u0932\u093e \u091c\u093e\u0924 \u0928\u093e\u0939\u0940 \u0924\u094b\u092a\u0930\u094d\u092f\u0902\u0924 \u0967\u096b \u0939\u091c\u093e\u0930\u093e\u091a\u094d\u092f\u093e \u092e\u0930\u094d\u092f\u093e\u0926\u0947\u0928\u0941\u0938\u093e\u0930\u091a \u0915\u093e\u092a\u0932\u093e \u091c\u093e\u0924\u094b.<img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21483 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250826-WA0177-300x232.jpg\" alt=\"\" width=\"300\" height=\"232\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250826-WA0177-300x232.jpg 300w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250826-WA0177-1024x791.jpg 1024w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250826-WA0177-768x593.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20250826-WA0177.jpg 1280w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0915\u0924\u093e \u0939\u093e\u091a \u0909\u0926\u094d\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f\u093e\u0928\u0947 \u092d\u0930 \u0926\u0947\u090a\u0928 \u0938\u093e\u0902\u0917\u093f\u0924\u0932\u0947 \u0915\u0940, \u0935\u0947\u0924\u0928\u093e\u091a\u094d\u092f\u093e \u0938\u094d\u091f\u094d\u0930\u0915\u094d\u091a\u0930\u092e\u0927\u094d\u092f\u0947 \u0915\u0947\u0932\u0947\u0932\u094d\u092f\u093e \u0938\u0941\u0927\u093e\u0930\u0923\u093e \u092f\u093e \u0938\u0930\u094d\u0935 \u0938\u0902\u0938\u094d\u0925\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u090f\u0915\u0938\u093e\u0930\u0916\u0947\u092a\u0923\u093e \u0906\u0923\u093f \u0938\u0941\u0938\u094d\u092a\u0937\u094d\u091f\u0924\u093e \u0906\u0923\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0915\u0930\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u094d\u092f\u093e \u0906\u0939\u0947\u0924, \u0935\u0947\u0924\u0928\u093e\u0924 \u0915\u092a\u093e\u0924 \u0915\u0930\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0928\u093e\u0939\u0940. \u0928\u0935\u0940\u0928 \u0906\u0930\u093e\u0916\u0921\u094d\u092f\u093e\u092e\u0927\u094d\u092f\u0947 \u0939\u093e\u0924\u093e\u0924 \u092e\u093f\u0933\u0923\u093e\u0930\u093e \u092a\u0917\u093e\u0930 \u0915\u092e\u0940 \u0939\u094b\u0923\u094d\u092f\u093e\u091a\u0940 \u090f\u0915\u092e\u0947\u0935 \u0936\u0915\u094d\u092f\u0924\u093e \u0924\u0947\u0935\u094d\u0939\u093e\u091a \u0906\u0939\u0947.<img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21477 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251205-WA0084-1-200x300.jpg\" alt=\"\" width=\"200\" height=\"300\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251205-WA0084-1-200x300.jpg 200w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251205-WA0084-1-682x1024.jpg 682w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251205-WA0084-1-768x1153.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251205-WA0084-1-1023x1536.jpg 1023w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251205-WA0084-1-1024x1537.jpg 1024w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20251205-WA0084-1.jpg 1066w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/> \u091c\u0947\u0935\u094d\u0939\u093e \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0906\u0923\u093f \u0915\u0902\u092a\u0928\u0940 (employer) \u0926\u094b\u0918\u0947 \u092e\u093f\u0933\u0942\u0928 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0935\u093e\u0939 \u0928\u093f\u0927\u0940\u091a\u0947 \u092f\u094b\u0917\u0926\u093e\u0928 \u0967\u096b \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u091c\u093e\u0938\u094d\u0924 \u0935\u0947\u0924\u0928\u093e\u0935\u0930 \u092e\u094b\u091c\u0923\u094d\u092f\u093e\u091a\u093e \u090f\u0915\u0924\u094d\u0930\u093f\u0924\u092a\u0923\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u0918\u0947\u0924\u0940\u0932. \u092a\u0923 \u0905\u0938\u0947 \u0915\u0930\u0923\u0947 \u0939\u0947 \u092a\u0942\u0930\u094d\u0923\u092a\u0923\u0947 \u0910\u091a\u094d\u091b\u093f\u0915 \u0906\u0939\u0947, \u0938\u0915\u094d\u0924\u0940\u091a\u0947 \u0928\u093e\u0939\u0940.\u092b\u0915\u094d\u0924 \u0915\u093e\u092e\u0917\u093e\u0930 \u0915\u093e\u092f\u0926\u0947 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924 \u0906\u0939\u0947\u0924 \u092e\u094d\u0939\u0923\u0942\u0928 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u091a\u0947 \u0935\u0947\u0924\u0928 \u0906\u092a\u094b\u0906\u092a \u092c\u0926\u0932\u0947\u0932 \u0905\u0938\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0931\u094d\u092f\u093e\u0902\u0928\u0940 \u0938\u092e\u091c\u0942 \u0928\u092f\u0947 \u0905\u0938\u0947\u0939\u0940 \u0938\u093e\u0902\u0917\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0947 \u0906\u0939\u0947.<img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-21473 aligncenter\" src=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20240519-WA0070-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20240519-WA0070-300x200.jpg 300w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20240519-WA0070-1024x682.jpg 1024w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20240519-WA0070-768x512.jpg 768w, https:\/\/shivneriexpress.in\/wp-content\/uploads\/2025\/12\/IMG-20240519-WA0070.jpg 1280w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u092e\u0941\u0902\u092c\u0908 \u0926\u093f.\u0967\u0969:- \u0926\u0947\u0936\u093e\u0924 \u0928\u0935\u0940\u0928 \u0915\u093e\u092e\u0917\u093e\u0930 \u0915\u093e\u092f\u0926\u0947 \u0932\u093e\u0917\u0942 \u091d\u093e\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u094d\u200d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0939\u093e\u0924\u093e\u0924 \u092f\u0947\u0923\u093e\u0930\u093e \u092a\u0917\u093e\u0930 \u0915\u092e\u0940 \u0939\u094b\u0908\u0932, \u0905\u0936\u0940&#8230;<\/p>\n","protected":false},"author":6,"featured_media":21611,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-21610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-45"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=\/wp\/v2\/posts\/21610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21610"}],"version-history":[{"count":1,"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=\/wp\/v2\/posts\/21610\/revisions"}],"predecessor-version":[{"id":21612,"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=\/wp\/v2\/posts\/21610\/revisions\/21612"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=\/wp\/v2\/media\/21611"}],"wp:attachment":[{"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shivneriexpress.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}